A dollar is a dollar, or is it? Saving on a small budget.

The bottom line, before I go any further, is that saving anything is better than saving nothing at all. It's something that I've had a hard time coming to terms with myself, and it's taken me quite some time to truly believe "better than nothing". I KNOW that there are people out there complaining … [Read more...]

How I’m Currently Generating Income – Part 2 of ??

In Part 1, I talked about my current (June) online ventures that are making me money. But now I'm going to discuss how I recently opened up a ShareBuilder account through ING Direct, and have invested a very small sum into the account. Why am I writing about this, this way? Because I'm the first … [Read more...]

How lucky can I get? Quitting smoking AND saving money?

Okay, so yesterday I went to my doctor (whom I hadn't seen in over a year) and I had one mission in mind: to get an Rx for Chantix, the stop-smoking drug. Here in NY, a pack of "premium brand" cigarettes is going up to about $6 a pack in a couple days. Figuring on a pack and a half a day (sometimes … [Read more...]

WaMu offers free online checking and savings accounts

As some of you know, online savings accounts typically offer a higher interest rate than traditional bricks-and-mortar banks can, due to the low overhead and "automatic" nature of the internet. WaMu is now offering personal savings accounts at a current rate of 3.25% (3.3% APY) with what they're calling … [Read more...]

Save money and energy with new siding and windows

window-caulk-boards

I had to write to announce something I've been super excited about for a few months... We're in the process of getting all new windows and siding on our house! :) Let me give a little background. This house was built in 1979, with 2-pane Andersen casement windows, and this MDF type "siding". I'll … [Read more...]