How Do You Track Your Money?

How Do You Track Your Finances?

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I’m working hard at getting more organized again… it’s not that I’m having a whole lot of trouble paying bills, just paying them on time. I started up my little calendar again that I use to mark the days a bill is due, how much it is for, and when I’ve paid it.

Yes, it’s a real, paper calendar notebook. I write in it with a real pen. I love the computer for everything it is, but having this little notebook and taking the time to look at it because it sits right on my desk is awesome. I get such gratification from hearing the pen scratch across the paper when I get to mark something as paid. It’s great to see that I only owe say, $20 as a minimum payment, but to be able to write down a higher number like $50 or $100 next to that hash mark.

Doing this is helping me keep track of what money is due and when. I’m going to start adding the boyfriend’s bills to it too, so I can help him keep track as well. I think this is one of those all-important first steps to getting on track financially, wouldn’t you agree?

Sure, there are lots of ways to track spending, earning, bills, and so on. Spreadsheets are great for budgeting, to-do lists are great for tracking bills and payments. Email reminders, alerts on your phone, you name it.

In fact, here’s a list of some great computer/online tools for doing exactly this stuff. If you’re so wrapped up in living a technologically advanced lifestyle, that you can’t even DREAM of having a paper notebook and pen, then maybe some of these will help you.

What methods are you using to keep track of your finances? Do you have any online/computer based tools I haven’t listed here that you just can’t do without? Share in the comments!

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