Okay, so I’m seriously getting depressed about money here. I’ve joined the site NetWorthIQ (which I highly recommend, despite it’s potential for depression) and have learned (though I was sort of prepared) that my net worth has dropped again.
I’ve figured out my mandatory bills for May:
- Sallie Mae: $80
- Avenue (clothes) CC: $15
- HSBC/Dad: $150
- Car Insurance: $80 ($160 due in June)
- Cell: $98 (two phones)
- Office phone: $247 (yeah, I’m really late on that one)
- Health Ins.: $241
I’ve also got a goal of making an additional $1225 outside what I’m guaranteed to make. The cool thing is that those bills add up to $911 and my “budgeted expenses” like food, gas, etc. is $525. That’s a total of $1436 and my guaranteed income is $1275 – so that means out of the additional $1225 goal money, I’ll only need to use just under $200 of it. The rest might actually be able to go into savings, provided nothing outrageous happens!
I do have some additional things I know are going to cost me some money going on this month. Mother’s Day, my Gran’s birthday, a couple planned nights out with friends, that sort of thing. I’m hoping though that I can put at least $800 of the extra $1000 I’m trying to get into savings. It’s going to be tough, but I’m learning as I go here!
Speaking of learning as I go, I’ve learned that I need to spend more time on this site. I’ve always had the intention of doing so, but it just hasn’t happened for me. And now that my schedule’s a lot busier, I need to really hunker down and focus on writing even harder. I’ve built myself an editorial calendar, and hopefully I can stick to it.
Please, if you’re reading, let me know in the comments what you’d like to see me write more about here! 
About Lara, The Money Goddess
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